Free Kasasa Cash Back® Checking Account

Cash back on debit card purchases and refunds on ATM withdrawl fees.*

Bank locally, get rewarded! Our free Kasasa Cash Back® checking account pays 2.00% cash back on your everyday debit card purchases, up to $96 back per year ($8 per month). You'll also get refunds on ATM withdrawal fees nationwide. Link your account to a Kasasa Saver® savings account to make savings effortless. See below for more information!

Kasasa Cash Back® Checking Account

Free Kasasa Cash Back® Checking AccountOverview

Earn cash back and refunds on ATM withdrawal fees*

Our free Kasasa Cash Back® checking actually pays you back (rather than you paying for your checking). Get cash back on your debit card purchases with no category restrictions. And there's never a monthly service fee.

  • Free checking that pays cash back monthly
  • No minimum balance to earn rewards
  • No monthly service fee

* Refund of ATM charges will be provided at the end of the qualification cycle, up to $20 monthly.

The cash back amount may change after the account is opened. Other terms and conditions may apply

Open a Kasasa Cash Back® Checking Account Online    Contact an Account Specialist

Benefits

Compare what we have to offer!

  • Free checking that pays you back
  • 2.00% cash back on debit card purchases
  • Cash back earned on up to $400 in purchases monthly
  • Earn up to $96 cash back per year, $8 per month
  • Refunds on ATM withdrawal fees, nationwide (up to $20 monthly)*
  • Link to a Kasasa Saver® (to automatically save & earn)
  • No minimum balance to earn rewards, No monthly maintenance fee
  • Free online banking with bill pay, Free eStatements, Free mobile banking, MasterMoney® Debit Card available
  • $25 minimum deposit to open.

* Refund of ATM charges will be provided at the end of the qualification cycle, up to $20 monthly.

The cash back amount may change after the account is opened. Other terms and conditions may apply

Open a Kasasa Cash Back® Checking Account Online    Contact an Account Specialist

How It Works

Qualifying for cash back is a cinch:

Enrollments must be in place and all of the following transactions and activities must post and settle to your Free Kasasa Cash Back® checking account during each Monthly Qualification Cycle:

  • At least 12 debit card purchases
  • Be enrolled in and receive eStatements
  • At least 1 bill pay or ACH payment transaction

And if you don't meet these qualifications, don't worry - your account is still free.

And you can get right back to earning your cash rewards the very next cycle that you qualify.

* Refund of ATM charges will be provided at the end of the qualification cycle, up to $20 monthly.

The cash back amount may change after the account is opened. Other terms and conditions may apply

Open a Kasasa Cash Back® Checking Account Online    Contact an Account Specialist

Qualification Cycle

View a pdf version of our qualification cycle

2019 Qualification Cycle
January February March April
12/25 to 1/24 1/25 to 2/24 2/25 to 3/24 3/25 to 4/24
May June July August
4/25 to 5/23 5/24 to 6/24 6/25 to 7/24 7/25 to 8/22
September October November December
8/23 to 9/24 9/25 to 10/24 10/25 to 11/24 11/25 to 12/23

* Refund of ATM charges will be provided at the end of the qualification cycle, up to $20 monthly.

The cash back amount may change after the account is opened. Other terms and conditions may apply

Open a Kasasa Cash Back® Checking Account Online    Contact an Account Specialist