Free Kasasa Cash® Checking Account

Earn high interest and refunds on ATM withdrawal fees.*

Bank locally, get rewarded! Our free Kasasa Cash® checking account pays up to 3.00% Annual Percentage Yield on your balance. You'll also get refunds on ATM withdrawal fees nationwide. Link your account to a Kasasa Saver® savings account to make savings effortless. See below for more information!

Kasasa Cash® Checking Account

Free Kasasa Cash® Checking Account Overview

Earn high interest and refunds on ATM withdrawal fees*

Our free Kasasa Cash® checking account pays you just for banking with us. When you do simple activities (like using your debit card) we reward you in cash every month - and there's never a monthly service fee!

  • Free checking that pays you in cash monthly
  • No minimum balance to earn rewards
  • No monthly service fee

* Refund of ATM charges will be provided at the end of the qualification cycle, up to $20 monthly.

APY = Annual Percentage Yield. APY effective as of March 26, 2019. APY may change after account is opened. Other terms and conditions may apply. Fees could reduce earnings.

Open a Kasasa Cash® Checking Account Online    Contact an Account Specialist

Benefits

Compare what we have to offer!

  • Free checking that pays high interest
  • 3.00% APY on balances up to $25,000
  • 0.05% APY on balances over $25,000
  • 0.05% APY if qualifications aren't met
  • Refunds on ATM withdrawal fees, nationwide (up to $20 monthly)*
  • Link to Kasasa Saver® to build savings automatically
  • No minimum balance to earn rewards, No monthly maintenance fee
  • Free online banking with bill pay, Free eStatements, Free mobile banking, MasterMoney® Debit Card available
  • $25 minimum deposit to open.

* Refund of ATM charges will be provided at the end of the qualification cycle, up to $20 monthly.

APY = Annual Percentage Yield. APY effective as of March 26, 2019. APY may change after account is opened. Other terms and conditions may apply. Fees could reduce earnings.

Open a Kasasa Cash® Checking Account Online    Contact an Account Specialist

How It Works

Qualifying for rewards is easy:

Enrollments must be in place and all of the following transactions and activities must post and settle to your Free Kasasa Cash® checking account during each Monthly Qualification Cycle:

  • At least 12 debit card purchases
  • Be enrolled in and receive eStatements
  • At least 1 bill pay or ACH payment transaction

And if you don't meet these qualifications, don't worry - your account is still free.

Even then, you'll still earn our base rate. And you can get right back to earning your full rewards the very next cycle that you qualify.

* Refund of ATM charges will be provided at the end of the qualification cycle, up to $20 monthly.

APY = Annual Percentage Yield. APY effective as of March 26, 2019. APY may change after account is opened. Other terms and conditions may apply. Fees could reduce earnings.

Open a Kasasa Cash® Checking Account Online    Contact an Account Specialist

Qualification Cycle

View a pdf version of our qualification cycle

2019 Qualification Cycle
January February March April
12/25 to 1/24 1/25 to 2/24 2/25 to 3/24 3/25 to 4/24
May June July August
4/25 to 5/23 5/24 to 6/24 6/25 to 7/24 7/25 to 8/22
September October November December
8/23 to 9/24 9/25 to 10/24 10/25 to 11/24 11/25 to 12/23

* Refund of ATM charges will be provided at the end of the qualification cycle, up to $20 monthly.

APY = Annual Percentage Yield. APY effective as of March 26, 2019. APY may change after account is opened. Other terms and conditions may apply. Fees could reduce earnings.

Open a Kasasa Cash® Checking Account Online    Contact an Account Specialist