DEPOSIT RATES

The annual percentage yield assumes interest remains on deposit until maturity. A withdrawal will reduce earnings. Interest begins to accrue on the business day you deposit noncash items (for example, checks). We use the daily balance method to calculate interest on your account. this method applies a daily periodic rate to the principal in your account each day.

Rates as of Wednesday  July 26, 2017

Accounts Interest Rate Annual Percentage Yield Minimum Deposit to Open Minimum Balance to Obtain APY
Regular Savings Account (Passbook, Statement Savings, Transaction Statement Savings, or Holiday)1
$5.00 and over 0.10% 0.10% $5.00 $5.00
NOW Checking1, 3
$5.00 and over 0.05% 0.05% $5.00 $5.00
Money Market1,3
$5.00 - $4,999.99 0.10% 0.10% $1,000 $5.00
$5,000 - $24,999.99 0.10% 0.10% $1,000 $5,000
$25,000 and over 0.12% 0.12% $1,000 $25,000
Business Money Market1,3
$5.00 - $2,499.99 0.10% 0.10% $2,500 $5.00
$2,500 - $24,999.99 0.10% 0.10% $2,500 $2,500
$25,000 - $349,999.99 0.12% 0.12% $2,500 $25,000
$350,000 and over 0.20% 0.20% $2,500 $350,000
Certificates & IRAs2
3 Month CD 0.20% 0.20% $500 $500
6 Month CD & IRA CD($500.00 - $49,999.99) 0.20% 0.20% $500 $500
6 Month CD & IRA CD($50,000 and over) 0.20% 0.20% $500 $50,000
6 Month Choice CD 0.20% 0.20% $500 $500
12 Month CD & IRA CD($500.00 - $49,999.99) 0.25% 0.25% $500 $500
12 Month CD & IRA CD($50,000 and over) 0.25% 0.25% $500 $50,000
12 Month Choice CD 0.25% 0.25% $500 $500
24 Month CD & IRA CD($500.00 - $49,999.99) 0.65% 0.65% $500 $500
24 Month CD & IRA CD($50,000 and over) 0.65% 0.65% $500 $50,000
36 Month CD($500 and over) 0.80% 0.80% $500 $500
48 Month CD 0.90% 0.90% $500 $500
60 Month CD & IRA CD($500 and over) 1.00% 1.00% $500 $500
IRA 90 Day Notice($5.00 and over) 0.25% 0.25% $5.00 $5.00
IRA 42 Month CD($500 and over) 1.09% 1.10% $500 $500

Interest on the accounts shown above is calculated using the daily balance method.
You will receive the Annual Percentage Yield(s) (APY) shown only if you leave principal and interest on deposit for a full year.

For current rate information you may call us from 8:00 AM to 4:30 PM Monday through Wednesday, 8:00 AM to 6:00 PM Thursday, 8:00 to 5:00 PM Friday and from 8:00 AM to 12:00 PM on Saturday at 860-693-6936.

For additional information regarding deposit account terms and conditions, electronic fund transfers, funds availability and truth in savings, please see our pamphlet "Important Information About Deposit Accounts" or ask us for further information about these accounts.

Notes:

1Rates may change after account is opened.

2A penalty may be imposed for early withdrawal.

3Fees could reduce earnings on this account.

4The Choice CD is a six month CD. Withdrawals in $500 increments are permitted once per month.