DEPOSIT RATES                                                                                        Member FDIC

Annual Percentange Yield as of Wednesday August 14, 2019

Personal Accounts Interest
Rate
Annual Percentage
Yield
Minimum Opening
Deposit
Minimum Balance
to Earn APY*
SCHOOL STATEMENT SAVINGS** 0.10% 0.10% $5.00 $0.01
PASSBOOK/STATEMENT SAVINGS** 0.10% 0.10% $5.00 $0.01
TRANSACTION STATEMENT SAVINGS 0.10% 0.10% $5.00 $0.01
NOW ACCOUNT 0.05% 0.05% $25.00 $0.01
HEALTH SAVINGS ACCOUNT
$0.00 to $4,999.99 0.10% 0.10% $0.00 $0.01
$5,000.00 to $9,999.99 0.25% 0.25% $0.00 $0.01
$10,000.00 and OVER 0.50% 0.50% $0.00 $0.01
MONEY MARKET**
$5.00 to $4,999.99 0.10% 0.10% $1,000.00 $5.00
$5,000.00 to $24,999.99 0.10% 0.10% $1,000.00 $5,000.00
$25,000.00 and OVER 0.12% 0.12% $1,000.00 $25,000.00

 

Business Accounts Interest
Rate
Annual Percentage
Yield
Minimum Opening
Deposit
Minimum Balance
to Earn APY*
IORETA 0.25% 0.25% $5.00 $0.01
IOLTA 0.80% 0.80% $5.00 $0.01
MONEY MARKET**
$0.01 to $2,499.99 0.10% 0.10% $2,500.00 $0.01
$2,500.00 to $4,999.99 0.10% 0.10% $2,500.00 $2,500.00
$5,000.00 to $24,999.99 0.10% 0.10% $2,500.00 $5,000.00
$25,000.00 to $49,999.99 0.12% 0.12% $2,500.00 $25,000.00
$50,000.00 and OVER 1.73% 1.75% $2,500.00 $50,000.00

 

*APY=Annual Percentage Yield. We use the daily balance method to calculate interest on your account. This method applies a daily periodic rate to the principal in the account each day. Fees could reduce earnings. Rate may change after the account is opened.

**Transaction limitations apply